Medicare Supplement Coverage

Amid all the distractions and confusion about what works and what doesn’t when it comes to health care for seniors, TRH Health Plans is tried and true. And more than 55,000 Tennesseans 65 years and older have a TRH Medicare Supplement plan. Only you know which Medicare Supplement plan will best suit your lifestyle and your budget. That's why TRH offers eight federally approved Medicare Supplement plans. Every year the federal government makes changes in Medicare deductibles and coinsurance. We revise our coverage to meet Medicare's yearly changes.

2012 Benefit Chart of Medicare Supplement Plans Outline of Coverage

2011 Benefit Chart of Medicare Supplement Plans Outline of Coverage

TRH Medicare Supplement Plan Comparison

Part A and B Deductible and Daily Coinsurance Amounts/TRH Supplement Rates

 

Medicare...What You Need to Know

 

TRH offers eight federally approved Medicare Supplement plans.

Basic benefits are:

• Hospitalization - Part A coinsurance plus coverage for 365 additional days after Medicare benefits end.
• Medical Expenses - Part B coinsurance (20 percent of Medicare approved expenses).
• Blood - First three pints of blood each year.
• Hospice - Part A coinsurance.

Plan A provides basic benefits coverage. It includes no coverage for any other services. It is designed for those who feel financially able to handle both Part A and Part B deductibles plus virtually all other hospital and medical expenses above what Medicare pays.

Plans B, C, D, F, G and N add 100% coverage for the Part A hospital deductible. Plan M offers 50% coverage for the Part A hospital deductible.

Plans C through N include coverage for skilled nursing coinsurance (up to the daily coinsurance amount for days 21 through 100 of care).

Plans C through N provide a $50,000 lifetime maximum benefit for medically necessary emergency care when traveling outside of the United States.

The Part B deductible for medical expenses is covered under Plans C and F.

Coverage for 100% of Part B excess charges (the difference between the Medicare-approved amount and the provider's actual charges) is included in Plans F and G.

Guaranteed Renewable - As long as you make premium payments on time, do not file claims with false or misleading information, and maintain your annual membership dues, you'll have the security of TRH Medicare Supplement coverage as long as you want it.

Money Back Guarantee - If you are not 100 percent satisfied with your TRH Medicare Supplement plan, return the certificate to us within 30 days after you receive it and we will refund any payments you have made (less any benefits provided) with no questions asked.

Call your local TRH Representative today or Contact Us.